:root{--blue:#0B63E5;--blue-d:#0846A8;--navy:#071733;--navy-2:#0C2450;--ink:#0F1B2D;--muted:#5A6B84;--mist:#F4F7FC;--line:#DDE6F2;--paper:#fff;--r:14px;--font-d:'Space Grotesk',sans-serif;--font-b:'DM Sans',sans-serif}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--font-b);color:var(--ink);background:var(--paper);line-height:1.65;font-size:17px}
img{max-width:100%;display:block}
a{color:var(--blue);text-decoration:none}
h1,h2,h3{font-family:var(--font-d);line-height:1.15;letter-spacing:-.01em}
h1{font-size:clamp(2rem,5.4vw,3.4rem);font-weight:700}
h2{font-size:clamp(1.5rem,3.4vw,2.2rem);font-weight:700}
h3{font-size:1.15rem;font-weight:600}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.kicker{display:inline-block;font-family:var(--font-d);font-size:.8rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--blue);margin-bottom:14px}
.lead{color:var(--muted);font-size:1.08rem;max-width:62ch}
/* NAV */
.nav{position:sticky;top:0;z-index:50;background:rgba(7,23,51,.92);backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;font-family:var(--font-d);font-weight:700;font-size:1.05rem}
.brand img{height:38px;width:auto}
.nav-links{display:flex;align-items:center;gap:26px;list-style:none}
.nav-links a{color:#C9D6EC;font-weight:500;font-size:.95rem;transition:color .18s}
.nav-links a:hover,.nav-links a.on{color:#fff}
.nav-cta{background:var(--blue);color:#fff!important;padding:9px 18px;border-radius:9px;font-weight:600;transition:background .18s}
.nav-cta:hover{background:var(--blue-d)}
.burger{display:none;background:none;border:0;cursor:pointer;padding:8px}
.burger span{display:block;width:24px;height:2px;background:#fff;margin:5px 0;transition:.2s}
/* HERO */
.hero{background:linear-gradient(180deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;padding-top:72px;padding-bottom:72px}
.hero p{color:#B9C8E4;font-size:1.1rem;margin:18px 0 30px;max-width:54ch}
.hero-img{border-radius:var(--r);box-shadow:0 30px 70px rgba(3,10,25,.55)}
.btn{display:inline-block;font-family:var(--font-d);font-weight:600;padding:14px 26px;border-radius:10px;transition:transform .15s,background .18s,box-shadow .18s}
.btn:active{transform:translateY(2px)}
.btn-p{background:var(--blue);color:#fff;box-shadow:0 10px 26px rgba(11,99,229,.35)}
.btn-p:hover{background:var(--blue-d)}
.btn-g{border:1.5px solid rgba(255,255,255,.35);color:#fff;margin-left:12px}
.btn-g:hover{border-color:#fff}
.hero-tags{display:flex;flex-wrap:wrap;gap:10px;margin-top:34px}
.hero-tags span{font-size:.82rem;font-weight:500;color:#C9D6EC;border:1px solid rgba(255,255,255,.18);padding:6px 13px;border-radius:999px}
/* SECTIONS */
section{padding:76px 0}
.sec-mist{background:var(--mist)}
.sec-head{max-width:680px;margin-bottom:44px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(12,36,80,.1)}
.card h3{margin:16px 0 8px}
.card p{color:var(--muted);font-size:.96rem}
.ic{width:44px;height:44px;border-radius:11px;background:rgba(11,99,229,.09);display:flex;align-items:center;justify-content:center;color:var(--blue)}
.ic svg{width:22px;height:22px}
.card ul{list-style:none;margin-top:12px}
.card ul li{padding:7px 0 7px 24px;position:relative;color:var(--muted);font-size:.95rem;border-top:1px dashed var(--line)}
.card ul li:first-child{border-top:0}
.card ul li::before{content:'';position:absolute;left:2px;top:16px;width:9px;height:9px;border-radius:50%;background:var(--blue);opacity:.75}
/* SPLIT */
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split img{border-radius:var(--r);box-shadow:0 24px 56px rgba(12,36,80,.16)}
.split .lead{margin:14px 0 22px}
.checks{list-style:none}
.checks li{padding:9px 0 9px 32px;position:relative;font-weight:500}
.checks li::before{content:'';position:absolute;left:0;top:14px;width:18px;height:18px;border-radius:50%;background:var(--blue);mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/contain no-repeat;-webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3'%3E%3Cpath d='M20 6L9 17l-5-5'/%3E%3C/svg%3E") center/contain no-repeat}
/* PROCESS */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s}
.step{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px}
.step::before{content:counter(s,decimal-leading-zero);font-family:var(--font-d);font-weight:700;font-size:1.9rem;color:var(--blue);display:block;margin-bottom:10px}
.step h3{font-size:1.05rem;margin-bottom:6px}
.step p{color:var(--muted);font-size:.92rem}
/* DARK BAND */
.band{background:var(--navy);color:#fff}
.band .lead{color:#B9C8E4}
.band .card{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.12)}
.band .card p{color:#B9C8E4}
.band .card h3{color:#fff}
/* CTA */
.cta{background:linear-gradient(135deg,var(--blue-d),var(--blue));color:#fff;text-align:center;border-radius:18px;padding:60px 32px}
.cta p{color:#DCE8FC;margin:12px auto 28px;max-width:52ch}
.cta .btn-p{background:#fff;color:var(--blue-d);box-shadow:none}
/* FOOTER */
footer{background:var(--navy);color:#B9C8E4;padding:56px 0 28px;font-size:.94rem}
.foot{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:36px;margin-bottom:36px}
footer h4{font-family:var(--font-d);color:#fff;font-size:1rem;margin-bottom:14px}
footer ul{list-style:none}
footer li{margin:8px 0}
footer a{color:#B9C8E4;transition:color .18s}
footer a:hover{color:#fff}
.foot-brand img{height:44px;margin-bottom:14px}
.legal{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.85rem;color:#8AA0C4}
/* PAGE HERO */
.page-hero{background:linear-gradient(180deg,var(--navy),var(--navy-2));color:#fff;padding:64px 0}
.page-hero p{color:#B9C8E4;margin-top:14px;max-width:60ch}
/* CONTACT */
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:40px;align-items:start}
.info-card{background:var(--mist);border:1px solid var(--line);border-radius:var(--r);padding:30px}
.info-card+.info-card{margin-top:18px}
.info-card h3{display:flex;align-items:center;gap:10px}
.info-card p{margin-top:8px;color:var(--muted)}
.info-card a.big{font-family:var(--font-d);font-size:1.15rem;font-weight:600}
form{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:32px}
label{display:block;font-weight:600;font-size:.92rem;margin:18px 0 6px}
label:first-child{margin-top:0}
input,textarea{width:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:9px;font:inherit;background:var(--mist);transition:border .15s}
input:focus,textarea:focus{outline:none;border-color:var(--blue);background:#fff}
form .btn-p{border:0;cursor:pointer;width:100%;margin-top:24px;font-size:1rem}
.form-ok{display:none;background:#E8F7EE;border:1px solid #9ADBB4;color:#14663B;border-radius:9px;padding:14px;margin-top:16px;font-weight:500}
/* LEGAL */
.prose{max-width:760px}
.prose h2{margin:44px 0 12px;font-size:1.4rem}
.prose p,.prose li{color:#33415C;margin-bottom:12px}
.prose ul{padding-left:22px}
/* REVEAL */
.rv{opacity:0;transform:translateY(22px);transition:opacity .6s ease,transform .6s ease}
.rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}}
/* RESPONSIVE */
@media(max-width:900px){.hero .wrap,.split,.contact-grid{grid-template-columns:1fr}.grid3{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.foot{grid-template-columns:1fr 1fr}.split img{order:-1}}
@media(max-width:640px){.grid3,.grid2,.steps,.foot{grid-template-columns:1fr}.nav-links{display:none;position:absolute;top:68px;left:0;right:0;background:var(--navy);flex-direction:column;padding:18px 22px;gap:16px;border-bottom:1px solid rgba(255,255,255,.1)}.nav-links.open{display:flex}.burger{display:block}.btn-g{margin-left:0;margin-top:12px}}